TIP! Be sure to weigh all of your options before deciding to file for personal bankruptcy. There are numerous programs out there that may assist you with your debt, like a credit counseling program, a nonprofit group, government assistance, etc. Are your debts out of control and you think that your only escape is bankruptcy? […]

TIP! If you are considering paying your taxes with credit cards and turning around and filing bankruptcy–they are on to you. In some places the debt can not be discharged, and you may still need to pay the IRS afterward. A lot of folks think that filing for bankruptcy is only something losers do, but […]

TIP! Most people that file for bankruptcy owe a lot of money that they could not pay off. If this is your case, you should do some research about bankruptcy laws in your state. Bankruptcy is a complex process. All types of bankruptcy exist. The kind that you select depends on your finances and your […]

TIP! Once a person’s debts outstrip his or her ability to repay them, bankruptcy may be the only option left. If this describes your situation, it makes sense to become familiar with relevant laws. It is not uncommon these days for people to be drowning in debt. Threats come from collection agencies and other creditors […]

TIP! If you suspect that bankruptcy filing may be a reality, don’t try to discharge all your debt in advance by emptying your retirement or saving accounts. Avoid ever touching retirement funds until you have no other choice. You do not have to keep worrying if your debts are making you think about filing for […]